Privacy Policy

At Steady Capital Solutions, we take your privacy very seriously. This Privacy Policy explains what personal information we collect from you, how we use and protect it, and with whom we share it. This Privacy Policy applies to all visitors, users, and potential customers of our website. By using our site, you consent to our Policy and Terms of Use and our collection, use, and sharing of your information and data, as described below.

Information We Collect

When you visit our website or contact us to learn about or apply for our financial products and services, we collect business and personal information you disclose to us, including information collected while you browse our website, or that we collect from other sources about you. The information we collect may include:

• Information you provide on applications or other forms, such as transaction documents, sales documents, online forms, e-mails, registration forms, or other documents or submissions related to the products and services we provide, including your name, your business name, address, telephone number, social security number, email address, employment information, bank account information, information about your income, driver’s license, voided checks, your transactions with us or others including your account history, transaction balances, payment history, overdraft history, parties to transactions, and your reasons for doing business with us.
• Information we receive from third parties, such as other lenders, credit reporting agencies, and third-party data providers regarding your and your business’s creditworthiness and credit history, and to verify the existence and good standing of your business.
• Information we obtain to verify representations made by you, such as your legal entity type and employee identification number and/or taxpayer identification number and social security number and phone number and email address.
• Information you provide when you contact us, including when you communicate with us via email and telephone (including voice recordings of your phone calls with us).
• Other information about your business such as legal entity type, industry, years in business, EIN/TIN, number of employees, annual gross revenue, bank account information, or that is otherwise publicly available.

How We Use Your Information

Our primary goal in collecting business and personal information from you is to provide you with efficient, accurate, and customized financial products and services. Your information also helps us personalize and improve your customer experience with us. We collect personal and business information we need to verify your identity, determine whether or not you qualify for one of our products or services and if so, to provide you with that product or service.

We use your personal information for purposes of administering our business activities and to evaluate and/or provide financing products or services that may meet your needs. By providing us with the requested information as listed above and in your application, you are granting us and our service providers and trusted business partners access to it. We share your information with our service providers for the following purposes:

• Performing services or offering products on our behalf such as processing credit applications, servicing credit and other financial products, collections, and/or marketing and advertising.
• Counting ad impressions.
• Auditing.
• Detecting security incidents.
• Preventing and detecting fraud/identity theft.
• Debugging and repairing functionality.
• Undertaking internal research for technological development.
• Undertaking activities to verify or maintain the quality or safety of our products and services.
• Performing professional services such as accounting, tax, legal, compliance underwriting, analytics, collections, customer support, and other similar routine functions.

Should we be unable to provide you with financing, we also may share your information with other trusted businesses.

Website Use Information

Similar to other commercial websites, our website utilizes a standard technology called “cookies” and web server logs to collect information about how our website is used.

We also collect website information such as information obtained from Web page http headers (home server domain names, IP address, type of client computer, type of Web browser user-specific or aggregate, we receive from our web pages recording visitor’s access).

How We Protect Your Information

The privacy and protection of your personal information are very important to us. We take security very seriously and utilize Secure Sockets Layer (SSL) protocol to guard your information. This creates an encrypted connection between your browser and our servers. All of the information gathered remains encrypted at all times. If you allow us to see your banking information online rather than in paper form, it is on a read-only basis. We do not have access to change, edit, or modify bank account information with your bank in any way. Further, our employees cannot view your banking username and passwords.

Links to Other Websites

We are not responsible for the practices employed by websites linked to or from our website nor the information or content contained therein. Often, links to other websites are provided solely as pointers to information on topics that may be useful to the visitors of our website.

Your Right to Opt-Out

We and our trusted business partners may contact you to offer you products and services that may be of benefit to you. If you would prefer to opt-out of receiving emails, telephone solicitations, or other forms of contact regarding these products and services, please send an email to info@steadycapitalsolutions.com with “Opt-Out” in the Subject line. You must include your full name and business mailing, email addresses, and telephone numbers. If you wish to opt-out of receiving only certain types of communications described above (e.g., email, telephone, other forms of contact) but wish to receive offers by way of other communications, please specify the methods by which you no longer wish to receive communications (e.g., email, phone, etc.). Once we locate your contact information based on the information you provide us, it will be removed from our lists based on the preferences you have specified.

California Residents

In the context of business to business transactions, the California Consumer Privacy Act and its regulations (“CCPA”) give a natural person who is a California resident the right to opt-out of the sale of their personal information by businesses.

Contact Information

If you have any questions about this privacy policy, please contact us at info@steadycapitalsolutions.com.

If you have any questions about this privacy policy, please contact us at: info@steadycapitalsolutions.com.

Revision Date: 10/14/2020